CardSMS (신용카드 승인내역 자동집계)2.7.4 - Google Play

Your usage history accumulates automatically as soon as you receive a card approval text message.

CardSMS is an app that automatically recognizes and saves credit, debit, and corporate card approval messages received via carrier SMS (SMS/MMS/RCS), and displays usage history by card, category, and period at a glance. There is no membership registration, account linking, or server transmission. All data is stored exclusively on your mobile phone.

[Suitable for These Users]

- Those who want to view their card usage history in one place without opening multiple card company apps

- Those who frequently check if they have met this month's (or previous month's) spending requirements

- Those who use personal, corporate, and family cards together and need to view data by card

- Those who frequently make overseas payments and need a total converted to Korean Won

- Those who find asset management apps linked to bank accounts burdensome

[Key Features]
- Automatic saving upon arrival of card approval text messages (processing approvals, cancellations, installments, and overseas approvals)

- Dashboard: Current month totals and comparisons with the previous month, spending by card and category, recent usage history, daily spending status, Top 5 spending locations, monthly spending trends

- View by Card: Differentiate multiple cards from the same company by number or user name, and assign nicknames

- Automatic Category Classification: Automatically classify incoming text messages based on spending location filter rules, and apply bulk classification to unclassified items

- Usage Statistics: Graphs of totals and monthly totals by card, Top 100 totals by spending location

- Search, partial exclusion (totals for spending calculation), month start date Changes (View based on payment date)

- Automatic conversion of overseas approvals to Korean Won (supports all currencies)

- Manual input for cash/automatic transfers, automatic generation of monthly recurring expenses

- Retrieve all card approval texts received prior to installation at once

- CSV export, copy to clipboard, DB backup/restore (transfer to a new phone)

[Recognition Scope Guide]

- Only card approval details received via carrier text messages (SMS/MMS/RCS) are recognized. KakaoTalk Notification Talk and card company app push notifications are not recognized. You can use this feature by changing the notification method to text in the card company app.

- Bank account deposit/withdrawal text messages are not recognized. For debit cards, only those received as card approval texts are recognized.

- Cards are automatically added once the approval text is recognized. There is no function to manually add cards.

[If a text message is not recognized]

Recognition may fail if the card company changes the text message format. Please capture the relevant text message screen via "Menu" > "Settings" > "Error Report" and send it to us, and we will reflect it in the next update. Since we cannot identify the cause without a text message sample, please use the error reporting feature rather than the review function.

[FAQ]

https://cardsms-cc51a.web.app/faq.html

[Required App Permissions]

Due to the nature of the CardSMS app, which processes card text messages, it requires the following app permissions:

* Receive text messages (SMS)

- Used to recognize card approval text messages in real-time and add them to the usage list

* Read my text messages (SMS or MMS)

- Used to read previous approval history and create a list upon the first launch after installation

* View network connections

* Full network access

- Used to receive advertisements and check for the latest updates

Please note that the permissions above are the minimum required to operate the app, and no additional permissions not mentioned above are required.